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| 999 |
_c95377 _d95377 |
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| 003 | CITU | ||
| 005 | 20260729111109.0 | ||
| 008 | 260420c2026 |||p| |||| 00| 0eng d | ||
| 100 | 1 |
_aAndes, Jess _eauthor. |
|
| 245 | 1 | 0 |
_aDeterminates of total deposit growth in Philippine banking : _ba statistical study across banking groups. |
| 264 | 4 | _c2026 | |
| 520 | _aThis study examined the factors influencing deposit growth in Philippine banks from 2014 to 2024. Banks play a key role in financial intermediation, and understanding deposit trends is important for stability and inclusion. A descriptive correlational design was used with secondary data from the Bangko Sentral ng Pilipinas and the Philippine Statistics Authority. Multiple regression analysis assessed the effects of economic indicators—Gross Domestic Product (GDP), Consumer Price Index (CPI), and Purchasing Power of Peso (PPP)—and technological factors such as digital payment adoption on deposit growth across Universal and Commercial Banks, Thrift Banks, and Rural and Cooperative Banks. Total deposits grew from ₱8.52 trillion in 2014 to ₱20.37 trillion in 2024, mainly driven by Universal and Commercial Banks. GDP and technology adoption had significant positive effects on deposit growth, while PPP showed a strong inverse relationship, indicating higher deposits during inflationary periods. Digital payment adoption rose from 10% in 2018 to 52.8% in 2023, strongly correlating with deposit increases. Thrift Banks showed minimal sensitivity to these factors, while Rural and Cooperative Banks benefited from GDP per capita and technology adoption. Deposit growth in Philippine banks is influenced by economic expansion, inflationary trends, and digital transformation. Policymakers and financial institutions should promote macroeconomic stability and invest in digital infrastructure to sustain deposit mobilization and enhance financial inclusion. | ||
| 650 | 0 |
_aBanks and banking _zPhilippines. |
|
| 650 | 0 |
_aFinance _zPhilippines _xStatistical methods. |
|
| 700 | 1 |
_aAbanto, Anne Lorraine L. _eauthor. |
|
| 700 | 1 |
_aAbejero, Edward Louie Y. _eauthor. |
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| 700 | 1 |
_aAnticuando, Ginesa C. _eauthor. |
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| 700 | 1 |
_aApay, Ira Faye N. _eauthor. |
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| 700 | 1 |
_aBacatan, Jella O. _eauthor. |
|
| 773 |
_gVolume 1, Issue 1 (February 2026), pages 21-38. _tSemestral Research Compendium |
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| 942 |
_2ddc _cART |
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