| 000 -LEADER |
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| fixed length control field |
02636nab a22002417a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
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| control field |
CITU |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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| control field |
20260729111308.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
260422c2026 |||p| |||| 00| 0 eng d |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
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| Preferred name for the person |
Guingguing, Yugyn Mari A. |
| Relator term |
author. |
| 245 04 - TITLE STATEMENT |
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| Title |
The impact of price increase and spending power to financial stress and spending behavior among university students. |
| 264 #4 - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
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| Date of publication, distribution, etc |
2026 |
| 520 ## - SUMMARY, ETC. |
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| Summary, etc |
Rising prices and reduced spending power have become major challenges for university students, affecting their financial behavior and emotional well-being. This study examines how inflation-driven economic pressures influence students’ financial stress and purchasing decisions. A descriptive-correlational design was used, involving 388 college students from a university in Cebu City, Philippines. Data were collected through a structured online survey using a 5-point Likert scale to measure perceptions of price increases, spending power, financial stress, and purchasing behavior. Descriptive statistics and Pearson correlation analysis were applied. Findings show strong agreement that prices of basic goods and services have increased (mean = 4.408) and that students’ spending power is insufficient (mean = 3.803). Students reported adopting cost-saving strategies such as prioritizing necessities, delaying non-essential purchases, and choosing cheaper alternatives (mean = 4.289). Financial stress was also high (mean = 3.899), with anxiety and frustration common among respondents. Correlation analysis revealed a strong positive relationship between price increases and purchasing behavior (r = .664, p < .001) and moderate correlations between spending power and financial stress (r = .522, p < .001). Inflation significantly impacts students’ financial decisions and mental well-being. Institutions should consider flexible payment schemes, financial aid, and programs that promote financial literacy and stress management. Future research may explore long-term effects on academic performance, mental health, and the role of digital financial tools in improving resilience. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
College students |
| Geographic subdivision |
Philippines |
| -- |
Cebu City |
| General subdivision |
Finance, personal. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Finance, personal |
| General subdivision |
Psychological aspects. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Cost and standard of living |
| Geographic subdivision |
Philippines |
| -- |
Cebu City. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Sato, Mitzi Faye A. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Lico, Trixie Sandra J. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Abella, Ayumi Jane L. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Ortiz, Erica Shaina L. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Flores, Nesta Rudy Marcus P. |
| Relator term |
author. |
| 773 ## - HOST ITEM ENTRY |
|---|
| Relationship information |
Volume 1, Issue 1 (February 2026), pages 39-51. |
| Title |
Semestral Research Compendium |
| 942 ## - ADDED ENTRY ELEMENTS |
|---|
| Source of classification or shelving scheme |
|
| Item type |
JOURNAL ARTICLE |