| 000 -LEADER |
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| fixed length control field |
02380nab a22002297a 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
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| control field |
CITU |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
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| control field |
20260729111109.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
260420c2026 |||p| |||| 00| 0eng d |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
|---|
| Preferred name for the person |
Andes, Jess |
| Relator term |
author. |
| 245 10 - TITLE STATEMENT |
|---|
| Title |
Determinates of total deposit growth in Philippine banking : |
| Remainder of title |
a statistical study across banking groups. |
| 264 #4 - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
|---|
| Date of publication, distribution, etc |
2026 |
| 520 ## - SUMMARY, ETC. |
|---|
| Summary, etc |
This study examined the factors influencing deposit growth in Philippine banks from 2014 to 2024. Banks play a key role in financial intermediation, and understanding deposit trends is important for stability and inclusion. A descriptive correlational design was used with secondary data from the Bangko Sentral ng Pilipinas and the Philippine Statistics Authority. Multiple regression analysis assessed the effects of economic indicators—Gross Domestic Product (GDP), Consumer Price Index (CPI), and Purchasing Power of Peso (PPP)—and technological factors such as digital payment adoption on deposit growth across Universal and Commercial Banks, Thrift Banks, and Rural and Cooperative Banks. Total deposits grew from ₱8.52 trillion in 2014 to ₱20.37 trillion in 2024, mainly driven by Universal and Commercial Banks. GDP and technology adoption had significant positive effects on deposit growth, while PPP showed a strong inverse relationship, indicating higher deposits during inflationary periods. Digital payment adoption rose from 10% in 2018 to 52.8% in 2023, strongly correlating with deposit increases. Thrift Banks showed minimal sensitivity to these factors, while Rural and Cooperative Banks benefited from GDP per capita and technology adoption. Deposit growth in Philippine banks is influenced by economic expansion, inflationary trends, and digital transformation. Policymakers and financial institutions should promote macroeconomic stability and invest in digital infrastructure to sustain deposit mobilization and enhance financial inclusion. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Banks and banking |
| Geographic subdivision |
Philippines. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Finance |
| Geographic subdivision |
Philippines |
| General subdivision |
Statistical methods. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Abanto, Anne Lorraine L. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Abejero, Edward Louie Y. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Anticuando, Ginesa C. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Apay, Ira Faye N. |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Bacatan, Jella O. |
| Relator term |
author. |
| 773 ## - HOST ITEM ENTRY |
|---|
| Relationship information |
Volume 1, Issue 1 (February 2026), pages 21-38. |
| Title |
Semestral Research Compendium |
| 942 ## - ADDED ENTRY ELEMENTS |
|---|
| Source of classification or shelving scheme |
|
| Item type |
JOURNAL ARTICLE |